Whether you wish to save some money on your next oil change or build a sizeable down payment for your next unusual car purchase, automobile affinity cards have a charismatic charm all their own. Many popular brands of automobiles offer special rewards programs through credit card accounts for their valued consumers and potential new buyers.
Those who really, truly love their cars will be the first to jump on the automotive rewards bandwagon, merely to sport a Subaru®, Mazda or other vehicular insignia on their plastic tender. However, original potential customers and the less fanatic but still loyal consumers who stand true to a particular make of car may also feel the magnetic map toward carrying a car-friendly credit card.
Though these may not be all of the rewards-based affinity cards available for vehicle owners, below you will find a number of popular automotive credit cards and some facts about their terms of service. As with any credit card, consumers should thoroughly research all terms of agreement and fine print prior to signing up for a credit card account.
APR: 1.9% introductory APR for six months, between 11.99% and 15.99% thereafter, up to 27.99% penalty
Point accumulation: five points per $1 at any Chrysler, Jeep® or Dodge dealership, one point for every $1 elsewhere
Bonus after first purchase: 2,500 points
Apply points toward: Dealer Dollars certificates toward purchase or lease of a vehicle, parts or service, extended warranty, authentic accessories and branded merchandise.
Other benefits: Earn unlimited points that do not expire for five years
Annual fee: $0
APR: 1.9% introductory APR for six months, between 11.99% and 15.99% thereafter, up to 27.99% penalty
Point accumulation: five points per $1 at any Chrysler, Jeep® or Dodge dealership, one point for every $1 elsewhere
Bonus after first purchase: 2,500 points
Apply points toward: Dealer Dollars certificates toward steal or lease of a vehicle, parts or service, extended warranty, authentic accessories and branded merchandise.
Other benefits: Earn unlimited points that do not expire for five years.
Annual fee: $0
APR: 0% introductory APR for six months, either 10.74%, 14.74% or 16.74% thereafter, up to 19.99%
Point accumulation: 5% earnings on all purchases
Bonus after first purchase: not specified
Apply points toward: purchase or lease of a original GM car, truck or SUV
Other benefits: unlimited earnings that are valid for seven years
Annual fee: $0
APR: 1.9% introductory APR for six months, between 11.99% and 15.99% thereafter, up to 27.99% penalty
Point accumulation: five points per $1 at any Chrysler, Jeep® or Dodge dealership, one point for every $1 elsewhere
Bonus after first purchase: 2,500 points
Apply points toward: Dealer Dollars certificates toward grasp or lease of a vehicle, parts or service, extended warranty, authentic accessories and branded merchandise.
Other benefits: Earn unlimited points that do not expire for five years
Annual fee: $0
APR: *not specified, “special coarse APR rates” when transferring existing credit or store card balances
Point accumulation: *not specified
Bonus after first purchase: *not specified
Apply points toward: 10% off lift Mazda merchandise
Other benefits: free 24/7/365 help line, Gold Card option
Annual fee: $0
* This may be a new offer. Be cautious when investigating this credit card option. Take steps to conclude proper numerical figures for APR as well as knowing and understanding the rewards package.
APR: 1.9% introductory APR for six months, between 11.74% and 15.74% thereafter and 29.74% penalty
Point accumulation: 1.5 points for each $1, five points for Mercedes-Benz Collection and Mercedes- Benz Classic merchandise purchases, up to 10 points for each dollar spent at MB dealerships
Bonus after first purchase: 2,500 points
Apply points toward: Monthly car payments; maintenance, repair or collision services; extended warranty; parts; accessories and branded merchandise.
Other benefits: 1,000 reward points on yearly membership anniversaries; Mercedes-Benz Visa Signature Card has even better offers; travel rewards, merchandise, gift certificates, create your own reward, etc.
Annual fee: $90, but hey, if you can afford a Mercedes, why not a $90 fee?
APR: *not specified
Point accumulation: Standard Chartered Bonus Points, very technical point structure
Bonus after first purchase: *not specified
Apply points toward: 10% off service, parts and accessories
Other benefits: two free magazines and various discounts on travel, dining, etc.
Annual fee: *There is an annual fee but it is not specified.
*The Web site makes you contact them in order to apply. Terms of agreement could not be located anywhere, but potential cardholders should inquire about the annual fee and APR before applying.
APR: 0% introductory APR for nine months, either 13.74%, 15.74% or 20.74% thereafter, up to 23.99% penalty
Point accumulation: 3% SubaruBucks rewards on every purchase, up to 500/year
Bonus after first purchase: not specified
Apply points toward: buying or leasing a new Subaru vehicle, or purchasing auto parts and services
Other benefits: proceed assistance and various types of insurance
Annual fee: $0
APR: 0% introductory APR for six months, either 11.74%, 15.74% or 20.74% thereafter, and 29.74% penalty
Point accumulation: two points per $1 spent at VW, one for one anywhere else
Bonus after first purchase: not specified
Apply points toward: VW cars, gear, service and a whole slew of non-VW things in their rewards catalog like gift cards, travel and electronics
Other benefits: earn cool free stuff from Home Depot, Nikon, etc.
Annual fee: $0
Toyota seems to have a credit card available in Japan but one could not be located in the United States. Effective as of January 1, 1998, the Ford Citibank Card ceased to rack in rebates toward a new Ford purchase. Honda FCU Visa appears to exist as information shows at http://www.hondafcu.org/home.html, but no application form could be located. Advance summer of 2005, Lexus will be introducing the Lexus Pursuits Visa® to reward faithful customers with rewards and up to 10 percent off the purchase of their next Lexus vehicle.
No matter what vehicle you drive, it can’t hurt to save a few bucks here or there for your new dream car, your next oil change or a few cool heed name products. As always, be sure to fully investigate all terms and conditions of the automobile affinity cards. Several cards impose annual fees and several do not disclose all terms of agreement online. Forewarned is forearmed, so be persistent until you get answers to all your questions about APR, annual fees and the structure of the rewards program itself.
Filed under Infinity Car Insurance by on Feb 23rd, 2011. Comment. 
So you or someone you know owns an Acura RSX? Any Honda can reap the benefits of these simple mods. This article is specific for the Acura RSX, soyou’ll have to modify the suggestions for your own application.
First let me first account for this is all about getting your car into the 11s. The Acura RSX is an import, but Honda built this car with all the intentions of a urge car. They had to seriously de-tune it, to be able to sell it at the price, and preserve the insurance prices down. In the truth, the Acura RSX Type S can flow better, and HARDER than a fully built B series. In this article, I’ll highlight two paths you can take, from stock.
The Acura RSX is a Naturally Aspirated BEAST! Like I mentioned above though, the RSX is detuned a lot from the factory. You’ll need a few custom parts to get the most out of your car. Not only do these parts increase horsepower, they increase your gas milage! The car can race smoother, and more open. You only need a few things, so don’t raze your money on the garbage, since you bought an Acura RSX, I’m assuming you don’t like “garbage”.
- Cold Air Intake: It can be installed yourself, this mod is literally the BEST bang for buck mod for the Acura RSX. It can be bought sign new for about 150 dollars. They answer great to the car, increasing the HP as much as 17 hp!
- Race Header: This is a little more difficult to install on an Acura RSX. It can be done with two people for sure, but if you aren’t comfortable with it, I’d recommend just having a shop do this. If you do opt to do this yourself, as I did, the only thing I could recommend is that, be sure to torque down the bolts onto the motor properly. If you break the stud, or strip it, it will be one of the biggest PITA to fix. The race header gives the Acura RSX a potential extra 15 hp!
- Exhaust: This is easy to install, but not recommended without a race header. If you are still using the stock header/cat from the Acura RSX setup, leave the stock exhaust on there, if you modify it, it will just lose power. The Acura RSX has one of the best stock expend systems. With a hurry header, I recommend upgrading the exhaust as well, something with a 2.25-2.35 diameter. A basic rule I like to go with is, carry the the diameter size decimal over two spots to the right. That is about the amount of HP you will realistically see. You can’t over shoot that amount, or you will lose power. For example, if your car makes 214 HP with a 2.35 exercise, it will most likely do about 217 with a 2.25 utilize.
The following parts are recommended what route you occupy with your Acura RSX, no matter is be Turbo, Supercharged, or N/A.
- Motor Mount Inserts: They are about 30 dollars, and greatly affect wheel spin, which is one of the biggest problems with the Acura RSX stock.
- Suspension: You could either spend 1600 and get some great coilovers, 1200 and get some decent coil overs, or even spend 200 dollars and get springs. Whichever route you take, NEVER cut your springs. Plus the Acura RSX sits a slight to high stock for my personal taste.
- Brakes: The Acura RSX has some fine good brake rotors, but the pads are built for luxury. If you get the chance, replace the fronts with some more aggressive pads. This is cheap, and very easy to do yourself.
- Lastly, and most importantly. ECU: Kpro is THE MOST important mod ever on tan Acura RSX. If you appreciate your car, have it tuned for its mods, its plot, and its fuel. Every Acura RSX is a little different, with a proper tune, you can squeeze every horse out of your motor, not to mention the car will run like a normal car, rather then having hiccups because of the modifications.
You can expect about 220+ hp with a pleasurable tune, all motor. This is how Japan intended the Acura RSX to run, pure All Motor, revving up to 8600 RPM, smooth gaining power, without spinning.
This is only the beginning of the options you can take with the Acura RSX. I will be adding part two very soon. To support please Comment, and thunder your friends!
Filed under Infinity Car Insurance by on Jan 21st, 2011. Comment.
Driving around Las Vegas, over to California and into the desert is a section of any Las Vegas vacation and there are plenty of state to chose from when looking for a car. You can get everything from an economy car up to a Lamborgini and everything in between. Check out the web sites, but first make a list of what is most important to you, price, size etc. Originate sure you get all of the information. The total price including tax and insurance, the number of free miles and the cost per mile and shop around before you make your decision. For instance is the price at the agency that is offering a special really cheaper than the regular price at another. The more money you keep, the more you will have for some good Las Vegas fun, and if you are lucky enough, you may be able to rent that Lamborgini, at least for one day.
Budget Rent a Car has many locations in Las Vegas. The rates listed here are for a week and engage up and drop off at McCarren Airport, but you can use the web site to customize the pick ups and fall offs to suit your needs. They have one great deal and that is you get unlimited milage with every rental. For an economy, the rate is about $174, including taxes. A compact will go for about $186, mid size $199, chubby size $212, premium $276, Luxury, $327, a convertible, $289, a SUV, $353, a elephantine size SUV, $621, a mini van, $327, and a 12 passenger van for $762. As for specials, check out the Hot Deals section of the web site. They do not always have something going on, but when they do it is a smart one.
Thrifty Car Rentals does have some of the cheapest rates anywhere, and with unlimited milage. Their listed rates do not include taxes. You can get a compact car for $89 a week, a mid size for $104, a standard size for about $150. A premium car will go for about $144 and a luxury for $258. They go all the diagram up to a luxury car for $258 a week. Check out the Deal section to see what is available for the time you are traveling. It changes all the time. For instance, if you are traveling any of these times, January 2 through June 30, 2008, you can get a special rate on Compacts, Convertibles and Minivans.
At Dream Car Rentals,, you can get practically anything you dream about, including a motorcycle. What you cant come by is an economy or compact. They only have special vehicles such as a Ferrari 355 Spider which goes for $750 a day. A BMW convertible for $450 a day, a 1968 Pontiac GTO Convertible for $325 a day, a Jeep Wrangler X for $68.50 a day. And as for a motorcycle, a Harley Davidson Fatboy goes for $139 a day. They do not have unlimited millage. The number of free miles varies with each vehicle. They have two locations, 3049 Las Vegas Blvd across the street from the Stardust Hotel and 3725 Las Vegas Blvd next to the Harley Davidson Café.
Payless Car Rental is another area for a spacious deal. They are located at 7135 Gilespie Street. You can get an economy car for about $175 a week, taxes included. A compact for $174, an intermediate for $129, a standard for $216, a full size for $243, a premium for $281, a van for $342, and a sport utility will go for about $500. They do have limited specials on the site and they are available only from the site.
Alamo does not have the tax included in their pricing. They have one location in Las Vegas, Las Vegas Arpt/Shuttle (LAST71)
7135 Gilespie St. You can accept an economy car for about $185 a week, a compact for $195 a week, a premium car for $195, a convertible for $205, a compact SUV for $217, and a mini van for $379. They do offer a discount if you pay in advance. And you can get 50% off on a GPS rental.
Filed under Infinity Car Insurance by on Dec 18th, 2010. Comment.
